Terms of Service

Secured Inheritance Terms of Service
Last updated: April 17, 2018

Please read these Terms of Service (“Terms”) carefully before using the Secured Inheritance website (“Service”). Your access to and use of the Service is conditioned on your acceptance of and compliance with these Terms. These Terms apply to all visitors, users and others who access or use the Service. By accessing or using the Service you agree to adhere to these Terms. If you disagree with any part of the terms then you may not access the Service. References to “Secured Inheritance,” “S.I.,” “Us” or “We” mean Secured Inheritance.

Definitions – The following definitions apply to the terms: Member – A member is a subscriber to Secured Inheritance under one of its plans, either Heir, Noble or Royal Executive.
The Vault – This is our cloud storage term. Members have a personal cloud-based “vault” to store all their assets, files, documents, etc., all of which can be accessed anywhere they have an internet connection. This is a private place for registered Members.
Content – means all content that a Member posts, uploads, publishes, submits, transmits, or includes in their Vault to be made available through the Site, Application or Services.
Heir – An heir is able to receive an invitation from a Royal Executive, who has designated or “shared” an asset to the heir.
Noble – A member that is able to upload Assets to The Vault.
Royal – A member that is able to upload Assets to The Vault. They may also choose to “Share” those assets as well.
Asset – An Asset is an item that is held as valuable in the sight of a member – a document, photo, paraphernalia, memorabilia, or other possession. It is technically a document that has been uploaded to The Vault to be stored or shared. An Asset is a digital representation of a physical item.
Share – When an Asset is “shared”, members are assigning the item to the individual Heir. The shared Asset can be viewed by the Heir. The option to Share your Legacy allows you to assign a particular or multiple asset(s) to a particular or multiple Heir(s) or other Member(s) for them to view in their own Vault. Executive rights and control remain with the giver until otherwise noted.
Visible / Private – Assets that are “visible” are made public (viewable) within the profile of the member. These assets can be seen in the member’s Vault. Private items are Assets that the member does not want displayed publicly
Assistant – The quick way to add an heir or asset is to select the Quick Add Assistant. This is known as a wizard.
Trust Box (Treasure Chest) – Assets that have been “shared” from other members are stored in the Heir’s Trust Box. When an item is in the Heirs “Trust Box”, the Heir user can view it. The Trust box is within The Vault.

Member Content
You are legally responsible for all information, data, text, software, music, sound, photographs, graphics, video, messages or other materials uploaded, posted or stored in connection with your use of the Services (“Content”). Secured Inheritance is not responsible for your Content. You are responsible for any Content that may be lost or unrecoverable through your use of the Services. You are encouraged to archive your Content regularly and frequently.

Monitoring Member Content
Secured Inheritance may, but has no obligation to, monitor Content on the Site or items posted using our Services. We may disclose any information necessary or appropriate to satisfy our legal obligations, protect S.I. or its customers, or operate the Services properly. S.I., in its sole discretion, may remove, or require you to remove, any Content, in whole or in part, alleged to be unacceptable, inappropriate, or in violation of the law or of this Agreement.

Rules
You agree to all of the following:
a. You hereby certify that you are at least 18 years of age. Individuals under the age of 18 are prohibited from using the Services as a Noble or Royal Executive. However, an heir under the age of 18 may view assets.
b. You will ensure the email address provided in your account registration is valid at all times and will keep your contact information accurate and up-to-date.
c. You will not use the Service for any unlawful purposes or to conduct any unlawful activity.
d. You will not use the Service to impersonate another person.
e. You may not upload, post, email, transmit or otherwise make available or initiate any Content that contains software viruses, worms, Trojan horses or any other computer code, files or programs that interrupt, destroy or limit the functionality of the Service or that may impact the ability of any S.I. user to access the Services.
f. You may not upload digital files larger than 300MB or audio files larger than 160MB.
g. You will not share your password or do anything that might jeopardize the security of your account. You will not attempt to or actually access the Service by any means other than through the interfaces provided by S.I.
h. You will not attempt to or actually override any security component included in or underlying the Service.
i. You will not publish Content, or links to Content, that is: • Pornographic, sexually explicit, or violent.
• Illegal
• Reasonably likely to cause harm, or that could be reasonably considered as slanderous or libelous.
• Breaches another’s privacy.
j. You verify that your country of residence is the same as your billing address.
k. Secured Inheritance may determine in its sole discretion whether or not an account is in violation of any of these policies. Violation of any of these policies may result in the user’s subscription being suspended. Offending users may be permanently restricted from holding an account or using the Services. If Secured Inheritance reasonably determines that your account is being used for illegal or fraudulent activity then your account may be immediately terminated.

Subscriptions
Secured Inheritance will charge your credit card monthly for your subscription. You will be charged monthly on the first of the month on a recurring basis unless you purchase a 6 month or yearly subscription. Subscriptions can be upgraded to any of Secured Inheritance’s plans.

Governing Law
These Terms shall be governed and construed in accordance with the laws of the state of Oregon, without regard to its conflict of law provisions. Our failure to enforce any right or provision of these Terms will not be considered a waiver of those rights. If any provision of these Terms is held to be invalid or unenforceable by a court, the remaining provisions of these Terms will remain in effect. These Terms constitute the entire agreement between us regarding our Service, and supersede and replace any prior agreements we might have between us regarding the Service.

Disclaimer
The materials on Secured Inheritance’s web site are provided “as is”. Secured Inheritance makes no warranties, expressed or implied, and hereby disclaims and negates all other warranties, including without limitation, implied warranties or conditions of merchantability, fitness for a particular purpose, or non-infringement of intellectual property or other violation of rights. Further, Secured Inheritance does not warrant or make any representations concerning the accuracy, likely results, or reliability of the use of the materials on its Internet web site or otherwise relating to such materials or on any sites linked to this site.

Limitations
In no event shall Secured Inheritance or its suppliers be liable for any damages (including, without limitation, damages for loss of data or profit, or due to business interruption,) arising out of the use or inability to use the materials on Secured Inheritance’s Internet site, even if Secured Inheritance or a Secured Inheritance authorized representative has been notified orally or in writing of the possibility of such damage. Because some jurisdictions do not allow limitations on implied warranties, or limitations of liability for consequential or incidental damages, these limitations may not apply to you.

Revisions and Errata
The materials appearing on Secured Inheritance’s web site could include technical, typographical, or photographic errors. Secured Inheritance does not warrant that any of the materials on its web site are accurate, complete, or current. Secured Inheritance may make changes to the materials contained on its web site at any time without notice. Secured Inheritance does not, however, make any commitment to update the materials.

Links
Secured Inheritance has not reviewed all of the sites linked to its Internet web site and is not responsible for the contents of any such linked site. The inclusion of any link does not imply endorsement by Secured Inheritance of the site. Use of any such linked web site is at the user’s own risk.

Changes
We reserve the right, at our sole discretion, to modify or replace these Terms at any time. If a
revision is material we will try to provide at least 30 days notice prior to any new terms taking effect. What constitutes a material change will be determined at our sole discretion.

Indemnification
You agree to indemnify, hold harmless, and defend Secured Inheritance and its licensors, suppliers, officers, directors, employees, agents, affiliates, subsidiaries, successors and assigns (collectively “Indemnified Parties”) from and against any and all liability, loss, claim, damages, expense, or costs (including but not limited to attorneys’ fees), incurred by or made against the Indemnified Parties in connection with any claim arising from or related to (i) your use (or anyone using your account’s) use of the Service or the Site (ii) your Content, or (iii) any Commercial Products you offer on or through the Site or using our Services. This includes, but is not limited to, any breach or violation of this Agreement by you or anyone utilizing your account. You agree to fully cooperate at your expense as reasonably required by an Indemnified Party. Each Indemnified Party may, at its election, assume the defense and control of any matter for which it is indemnified hereunder. You shall not settle any matter involving an Indemnified Party without the consent of the applicable Indemnified Party.

Privacy Policy
• Your privacy is very important to us. We will neither disclose your email address nor sell it to anyone. Your personal information and data are confidential, except for the case in which legal authorities request it.
• Your assets, documents, photos, and other data you post to the website are private, unless you have designated an asset as “visible” to be shared with an heir (See definition of “Visible/Private” under Definitions in this document). S.I. never discloses the content of your submissions under any circumstances, unless specifically requested by legal authorities.
• While using our Site, we may ask you to provide us with certain personally identifiable information that can be used to contact or identify you. Personally identifiable information may include, but is not limited to your name, email address or phone number.
• We will protect personal information by reasonable security safeguards against loss or theft, as well as unauthorized access, disclosure, copying, use or modification.
• Like many site operators, we collect information that your browser sends whenever you visit our Site (“Log Data”). This Log Data may include information such as your computer’s Internet Protocol (“IP”) address, browser type, browser version, the pages of our Site that you visit, the time and date of your visit, the time spent on those pages and other statistics.
• Cookies are files with small amount of data, which may include an anonymous unique identifier.
• Cookies are sent to your browser from a web site and stored on your computer’s hard drive.
• Like many sites, we use “cookies” to collect information. You can instruct your browser to refuse all cookies or to indicate when a cookie is being sent. However, if you do not accept cookies, you may not be able to use some portions of our Site.
• This Privacy Policy is effective as of January 1, 2018, and will remain in effect except with respect to any changes in its provisions in the future, which will be in effect immediately after being posted on this page.
• We reserve the right to update or change our Privacy Policy at any time and you should check this Privacy Policy periodically. Your continued use of the Service after we post any modifications to the Privacy Policy on this page will constitute your acknowledgment of the modifications and your consent to abide and be bound by the modified Privacy Policy.
• If we make any material changes to this Privacy Policy, we will notify you either through the email address you have provided us, or by placing a prominent notice on our website.