Please read these Terms of Service ("Terms”) carefully before using the Secured Inheritance website (“Service”). Your access to and use of the Service is conditioned on your acceptance of and compliance with these Terms. These Terms apply to all visitors, users and others who access or use the Service. By accessing or using the Service you agree to adhere to these Terms. If you disagree with any part of the terms then you may not access the Service. (Note: Susan wants to move this sentence to another section) References to “Secured Inheritance,” “S.I.,” “Us” or “We” mean Secured Inheritance. Privacy Policy • Your privacy is very important to us. We will neither disclose your email address nor sell it to anyone. Your personal information and data are confidential, except for the case in which legal authorities request it. • Your assets, documents, photos, and other data you post to the website are private, unless you have designated an asset as “visible” to be shared with an heir (See definition of “Visible/Private” under Definitions in this document). S.I. never discloses the content of your submissions under any circumstances, unless specifically requested by legal authorities. • While using our Site, we may ask you to provide us with certain personally identifiable information that can be used to contact or identify you. Personally identifiable information may include, but is not limited to your name, email address or phone number. • We will protect personal information by reasonable security safeguards against loss or theft, as well as unauthorized access, disclosure, copying, use or modification. • Like many site operators, we collect information that your browser sends whenever you visit our Site ("Log Data"). This Log Data may include information such as your computer's Internet Protocol ("IP") address, browser type, browser version, the pages of our Site that you visit, the time and date of your visit, the time spent on those pages and other statistics. • Cookies are files with small amount of data, which may include an anonymous unique identifier. • Cookies are sent to your browser from a web site and stored on your computer's hard drive. • Like many sites, we use "cookies" to collect information. You can instruct your browser to refuse all cookies or to indicate when a cookie is being sent. However, if you do not accept cookies, you may not be able to use some portions of our Site. • This Privacy Policy is effective as of January 1, 2016, and will remain in effect except with respect to any changes in its provisions in the future, which will be in effect immediately after being posted on this page. • We reserve the right to update or change our Privacy Policy at any time and you should check this Privacy Policy periodically. Your continued use of the Service after we post any modifications to the Privacy Policy on this page will constitute your acknowledgment of the modifications and your consent to abide and be bound by the modified Privacy Policy. • If we make any material changes to this Privacy Policy, we will notify you either through the email address you have provided us, or by placing a prominent notice on our website.